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Future of Banking If an organization pledges an asset as collateral for a loan and subsequently is not able to repay the debt, the collateral can be sold to repay the loan. GASB Statement No. 34 (GASB 34) covers a broad range of subjects including the treatment of debt for state and local governments. The

Cost of Long Term Care by State Cost of Care Report There are only 1.7 million assisted living employees in the U.S. to care for the 3.9 million residents, highlighting the staffing shortage. These geographic differences reflect local economic conditions, including labor costs, real estate values, state regulations, and market competition. When planning for long-term

This means that the state of Florida mandates initial insurance rates. Then, all insurers licensed to write workers’ comp in Florida must use the rates set by the state’s chosen rating agency, NCCI (National Council on Compensation Insurance). These state variations can significantly impact total employment costs. Workers’ Comp Calculator These include the state you’re

The Prudent Investor Rule differs notably from the Prudent Man Rule in that the new standard dispenses with the concept of inherently prudent or imprudent types of investments. Instead, the trustee is expected to establish an investment policy that appropriately balances the risk and return objectives for the trust’s investments. Thus, the main consideration for